The online version of your 2008 Summary Plan Description (SPD) and the Summary of Material Modifications (SMM), mailed to active employees in 2009, is available below for your convenience.

2008 Field Hourly, Driver and Warehouse Summary Plan Description (SPD)

2008 Hourly and Salaried Employees Summary Plan Description (SPD)

2009 Summary of Material Modifications (SMM)

The SPD highlights the all benefit programs available to eligible employees, and the 2009 SMM describes each material benefit change that became effective in 2009. These documents are written in an easy-to- read format, yet includes a comprehensive description of each benefit plan or program.

For specific questions about your benefits, contact the Ryder Benefits Service Center at 1-800-373-7300.