Insurance Program

At Ryder our focus is the same as yours, minimize downtime and preserve important customer relationships. That is why Ryder offers qualified customers a single source solution for transportation coverage on Ryder lease vehicles. With Ryder Liability Protection and Physical Damage Protection you can count on Ryder to help keep your cargo moving and your customers happy.
For your regular and commercial truck leasing programs Ryder offers two flexible protection solutions:
Ryder Liability Protection* provides:
- Flexible combined single limit auto liability (third Party Bodily Injury and Property Damage) coverage up to $1,000,000 or more
- Flexible deductibles
- Safety performance discount rates
- 24-hour customer service hotline
- Access to Ryder replacement vehicles(s)
- 24-hour vehicle spill response program
- Handling of regulatory compliance and cleanup of covered vehicle fuel spills
- Handling of claims paperwork
- Easy monthly installments as part of your Ryder lease payment
- Filing of necessary Interstate Commerce Commission and state insurance forms
- Safety services solutions to help reduce collisions
Ryder Physical Damage Protection* provides:
- Full Lease value Protection "Gap Protection" in the event of total vehicle loss, not just the actual cash value
- Flexible deductibles
- Safety performance discount rates
- Handling of claims paperwork
- Fast repairs authorization, so repair process begins immediately
- Easy monthly installments a part of your Ryder lease payment
- Comprehensive protection (also available separately for qualified self-insured lease customers)
- Safety services solutions to help reduce collisions
* Note: Ryder Liability Protection and Physical Damage Protection are subject to qualification requirements, and are governed by Ryder's Truck Lease Agreement ("Lease"). For complete details and exclusions, please refer to the Lease. Ryder Physical Damage Protection is not insurance, and Ryder Liability Protection is an extension of Ryder's coverage, which is subject to the terms of the Lease.
Contact Ryder today for more information on the available truck leasing insurance programs and protection options for commercial trucks and other lease vehicles.
Benefits
Full Lease Value Protection "Gap Protection"
Covers the full lease value in the event of total vehicle loss, not just the actual cash value (ACV).
Improved Cash Flow
Charges are invoiced monthly as a part of your lease payment, which can help you balance cash flow and free up capital for use in building your business.
Competitive Rates
Ryder's buying power assures competitive rates plus value-added services.
Discount Programs
Ryder offers discounts based on current driver safety performance, improved safety performance and vehicle safety features.
Flexible Deductions
You choose the deductible that is best for your company.
Attractive Combined Protection Limits
Can protect your company's exposure for third party bodily injury and property damage claims up to $1 million or more in case of an accident with a covered Ryder lease vehicle.
Comprehensive Accident Assistance
A single source assistance for all claims handling and repairs on covered Ryder lease vehicles.
Complete Claims Processing
Ryder manages the complete claims process for you: securing accident, police and witness reports; setting up claims files, monitoring claims processing and responding to covered vehicle fuel spills.
Environmental Response
Vehicle accident spill management, including quick response, coordination of clean up activities, driver training and regulatory reporting.
Compliance Filing
Ryder’s experience with Federal Highway Authority (FHA) liability and Single State Insurance Registration (SSIR) assures prompt filing of necessary FHA Forms.
Minimized Vehicle Downtime
24-hour Claims Service.
Repair Process begins immediately
With Ryder Physical Damage Protection, the repair process begins without waiting for completed claims paperwork or approval from adjusters.
Replacement Vehicles
Ryder can help you find a replacement vehicle for your covered lease vehicle, usually within hours.

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